Here are some tips to avoid or minimize retirement’s psychological hurdles.

  • Be sure that you’re in good financial shape.
  • Prepare for retirement. Envision what you truly want to do and how you’ll handle the psychological hurdles such as boredom and lack of social contact. Start planning to make it work financially. It’s never too early – nor too late – to plan for retirement.
  • Retire to something. Simply quitting work won’t create a fulfilling, enjoyable retirement.
  • Practice your retirement. Look into hobbies, vacation spots, volunteering. You’ll need some variety.
  • Talk it over carefully with your spouse so you both agree on expectations such as travel and housework.
  • Consider semi-retirement. Work part time or only a few months a year in a job you like, but that’s less stressful.